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The plans offered on Pivot Health do NOT meet the essential benefit requirements of the Affordable Care Act.

Trusted by our 100,000+ members BBB Rating is for Communicating for America, an association partner Pivot Health that provides non-insurance benefits for this plan. Membership not required for all states.

Who We Are

At Pivot Health we’re a quickly growing team helping you find health insurance options for your needs.

Every month, we help tens of thousands of people manage their healthcare expenses. Powered by Healthcare.com, we use data, technology, and customer service to answer your questions and help you make the right decisions.

Our team of insurers, financial experts, and tech geeks work to improve our products and buying experience so you feel confident in your insurance purchase.

How It Works

1. Customize

Get yourself a personalized quote in seconds by answering a few questions

2. Compare & Select

Compare your personalized plan options and pick the best one for you

3. Verify & Checkout

If approved, pick your payment method and you’re covered as soon as tomorrow!

Learn About Short-Term Health Insurance

Find The Right Short-Term Coverage For You

Looking to evaluate alternatives for
COBRA

Looking for
economical options

Looking to bridge temporary gaps
in coverage

Looking for plans
with PPO Network

Looking to enroll as a
college student

Looking to get insurance
for the first time

Been with Pivot Health for a while…

great alternative to extremely expensive medical care… Nice to have options!!

— Mom in Texas

I’m very happy with the knowledgeable sales staff that explains

the differences in policies which I need in this complicated world of health care!

— Rio

Sign up is fast and easy to complete online…

ID card, policy, and other information is easy to download

once you establish your online account. Thumbs up!

— Rebecca

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How Pivot Health Is Different

Designed For Flexibility

Different price points, coverage levels, and policy lengths to provide flexibility

Easy Online Enrollment

We’ve built our enrollment process and our coverage with the digital consumer in mind

Choice in Provider Networks

Choose from either an All-Access doctor network, or a PPO plan

Additional Non-Insurance Benefits

Free and unlimited telemedicine doctor consultations 24/7

FAQs

Who should buy short term health insurance?What are the advantages of short term health insurance?

ACA enrollment availability varies by state. Short-term health insurance can be purchased at any time.

IMPORTANT NOTICE ABOUT SHORT-TERM PLANS:

This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

About the Cigna PPO Network†

Pivot Health is an independent company and is not an affiliate of Cigna. All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name, logo and other Cigna marks are owned by Cigna Intellectual Property, Inc.

† The Cigna PPO Network refers to the network of providers (doctors, hospitals, specialists) contracted as part of the Cigna PPO Network for Shared Administration, provider counts as of November 1, 2018. Data is subject to change.

Empowering health coverage at every life turn.

PivotHealth.com is the website domain of PivotHealth Holdings, LLC (Pivot Health), a wholly-owned subsidiary of HealthCare, Inc. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of insurance.

Pivot Health develops and markets a portfolio of proprietary health insurance and supplemental insurance products under the Pivot Health brand in addition to serving as a licensed broker under PivotHealth Holdings, LLC. Pivot Health may earn revenue for clicks, calls and insurance applications generated, and may be compensated by its advertisers for sponsorship. Compensation may impact where and in what order insurance products appear. Pivot Health’s platforms do not include all health insurance companies or all available insurance products.

If you are experiencing difficulty accessing our website content or require help with site functionality, please use one of the contact methods below.

For assistance with Medicare plans dial 888-391-5203

For other plans please dial 888-380-0672